Refinance

Lower your rate, increase cash flow, and become debt-free faster.

Refinancing your home loan isn’t just about chasing the lowest rate — it’s about improving your financial position, creating flexibility, and saving money every day. At Mathew Wright Finance & Mortgage Broker, we make refinancing simple, personalised, and focused on your goals.

Why Refinance?

Lower your interest rate – reduce your repayments and save thousands over the life of your loan.
Pay off your loan faster – become debt-free sooner and achieve long-term financial security.
Increase cash flow – free up money each month for lifestyle, investments, or other priorities.
Access equity – fund renovations, investments, or life goals with smart financing.
Simplify your finances – consolidate debts and manage your mortgage more efficiently.

Regular Loan Reviews Matter

Your bank won’t call each year to offer you a better deal — but we will. By regularly reviewing your home loan, interest rates, and overall financial position, we ensure you’re always on the best terms. This ongoing service helps you:

Stay on top of market movements and lender offers
Take advantage of interest rate reductions, cash-back deals, and package offers
Save time and money by having an expert negotiate on your behalf

Our Refinance Process

Assess Your Financial Situation:
Gather your existing loan details, financial information, and goals. Whether it’s reducing your loan term, freeing up cash flow, or funding renovations, we tailor refinance options to your needs.
Find the Best Loan:
Compare lenders, rates, bank niches, and features to recommend solutions aligned with your goals and objectives.
Lodge Your Application:
Submit your refinance application and manage the process end-to-end with the lender.
Optimise Your Loan & Banking:
Once your loan has settled, we review your internet banking structure to maximise daily interest savings and identify opportunities to improve your overall cash flow management.
Monitor & Review:
Provide ongoing support to ensure your loan remains competitive and continues to save you money over time.

Loans for your Lifestyle

Refinancing isn’t only about paying less—it’s about funding your life goals. Whether it’s renovating your home, consolidating debt, investing in property, or achieving financial freedom sooner, the right home loan can make your plans a reality.

Ready to review your home loan and start saving?

Contact Mathew Wright Finance & Mortgage Broker today for a free, personalised refinance assessment.